In the personal injury context, if someone is injured by the fault of another, then the party that caused the injury ("at-fault party" or "tortfeasor") should be held responsible. Unfortunately, accidents happen, and, in the blink of an eye, lives are changed forever.
Typically, the victims, their families, and loved ones are left devastated and in tears. While grieving, they endure pain, shock, sleeplessness, and anger. They also experience feelings of helplessness as they realize they have become the victim of a personal injury accident due to the fault of another. Whether caused by negligence, carelessness, reckless conduct, mechanical failure, dangerous products, manufacturing or design defects, failure to warn, or some other fault, the law provides for monetary compensation as their sole remedy in the civil justice system. The events can NOT be undone! Simultaneously, as victims, their families, and loved ones struggle to manage their pain, find peace of mind, and obtain needed assistance, the at-fault party and/or their insurer(s) attempt to settle the claim for far less than full compensation by praying on uncertainty and alleging: "This case is just about money." To this end, the Zaritsky Law Firm was formed to protect, serve, defend, and prosecute the rights of the injured in their time of need with skill, understanding, compassion, integrity, and trust.
Similarly, in the property coverage context, multiple events can unexpectedly cause significant hardship, devastation, and, at times, loss of life. Whether residential or commercial, these events arise from theft, fire, smoke, explosion, hurricane, sinkhole, flood, lightning, and other types of casualty. However, as policyholder(s)/insured(s) strive(s) to reach pre-loss condition and/or struggle to survive (i.e., personally and professionally), the insurer(s) may attempt to offer a settlement that is far below the actual value of your claim (called "lowballing"), delay payment otherwise due (called "stonewalling"), or even deny the claim altogether (called "improper claim denial"). Accordingly, like personal injuries, the Zaritsky Law Firm was formed to seek justice for individuals and corporations in their time of need with skill, understanding, compassion, integrity, and trust.